Which one is better?

Situation A
Baby is working with a private sector where people say pay a big sum of salary. Never did people know that her monthly income is only RM2K++ without any allowances as what the Government people are earning. Her net income after deducting Insurance, EPF, Socso etc, is RM1,500++. The following are her monthly expenses after her net salary :_

Pay Car Installment = RM570.00
Pay HP bills = RM50.00
Pay Credit Card ( 1 card) = RM300.00
Pay maid = RM150.00
Other monthly installment = RM200.00
B’fast & Launch
(RM7 x 5 days x 4 weeks) = RM140.00 (kuih in the morning & nasi lemak for launch)

Total monthly expenses = RM1,410.00

NET Balance income = RM90.00

Note : She’s using her own car to work and share with her husband on the petrol which cost them RM90 per week. (No weekend, no shopping)

Can somebody tell her how to survive with her net balance of income?

Situation B
Jamie is working as a government servant earning about RM4,000 ++ with all the government allowances. He also provided with government vehicle and of course with free petrol. After deducting loans, pension/EPF, and other deductions, his net take home pay is around RM2K++. He also earn extra income from his land tenancy which he get around RM3,000++ (just to put the figure at a minimum amount). Someone’s Pension RM800++ payable to him. His other expenses is as follows:-

Pay Car Installment = RM1,500.00
(Just bought new car and have 1 other car which he have finish paying)
Electricity = RM200.00
Water = RM100.00
Credit Card (3 cards) = RM300.00
Handphone Bill = RM100.00
B’fast & lunch = RM500.00 (campur belanja GF)
Other expenses = RM300.00
Total monthly expenses = RM3,000.00

NET Balance income = RM2,800.00


Situation C
Diana is also working with the government (in education field) and earning RM3,000++ monthly. After deducting all the other necessary deduction will bring home around RM2K++.Work place is just 15 minutes drive form home (plus jam. With no jam less than 10 minutes.). Her other expenses is as follows:-

Pay Car installment = RM900.00
Pay Study Loan = RM300.00
Handphone bill = RM70.00
Credit Card (3 cards) = RM200.00
House phone = RM30.00
Pay maid = RM150.00

Total monthly expenses = RM1,650.00

NET Balance Income = RM350.00

You guys be the judge, who earn a lot and not going to suffer even have to come out with an emergency money of RM850 for only one month? Who have to work extra hour to cover up expenses and in order to save money? Who have really sweet time enjoying life?

Girlfriend

National Girlfriend and Sister's Week
I am only as strong as the coffee I drink, the hairspray I use and the friends I have.
To the cool women who have touched my life. Here's to you!
It is good to be a woman:
1. We got off the Titanic first.
2. We can scare male bosses with the mysterious gynecological disorder excuses.
3. Taxis stop for us.
4. We don't look like a frog in a blender when dancing.
5. No fashion faux pas we make, could ever rival the Speedo.
6. We don't have to pass gas to amuse ourselves.
7. If we forget to shave, no one has to know.
8. We can congratulate our teammate without ever touching her rear end.
9. We never have to reach down every so often to make sure our privates are still there.
10. We have the ability to dress ourselves.
11. We can talk to the opposite sex without having to picture them naked.
12. If we marry someone 20 years younger, we are aware that we will look like an idiot.
13. We will never regret piercing our ears.
14. There are times when chocolate really can solve all your problems.
15. We can make comments about how silly men are in their presence because they aren't listening anyway.
Send this to all the bright women you know and make their day!!!!!

One task down..

.. Yes it is now official and I am proud to announce that I have completed one of my tasks. Remember me talking about buying a new Digicam since the old one died on me? Well my ole Sony Cyber shoot was official sold to a friend of mine and now I am a new owner of a different brand of Digicam.

Hubby & I have put a lot of thought on which one to buy. So after much thinking done and after getting a hand of the camera, we have decided to “adopt” it.


I have been eying this camera but hubby said (after testing it) the outcome is just the same but wit a way too big difference in price. So introducing my new not so canggih camera. (one day dslr..one day..)

O mine is the one blue in colour

I think this is ok la for a beginner like me. So guest will have to learn and get to know her already. Can’t wait to show off the outcome.

O about the handy cam, we more or less found it but hubby said wait till we found something else. Hmmm.. another search to do.

Live Update..

..Wow... since when did I last update my blog?.. I am again in a state of what people say "writer's blocked" (perasan write pulak saya ni). Well I've got nothing interesting to update which bring me to think the main purpose of this blog. I only have one blog to maintain any I found it difficult to fulfill the responsibility. How about you guys who have More than one blog?.

What actually I have in mind now is .."go vacation...go vacation..". (Balik2 juga kau cakap benda ni.cakap saja tapi tidak pernah pigi pun). Where to go? I have Kuching in mind and Langkawai as well (Just being a good Malaysian. Go local :)). Actually I've been to Kuching last year but for only 3 days 2 night journey and with a very tight schedule. Didn't really have time to enjoy the "ME" time there so I want to make it possible this time to go and visit all the places that Che'gu Carol mentioned in her blog.

Keep finger crossed that I'll go this year. (yes I know Airasia is offering 1M free seat.)

Congatulations..

.... to Ms.Juliet of What's Hot on her Graduation yesterday. No picture uploaded here but I am 100% sure that you will boost about it in your blog and I am giving you way for that (Don't want to seatl you light there which I know I will if I do so. hahahaha) .

So I am giving you this as your graduation gift. Enjoy.

I know..I know... you are going to say o how kind of you... please don't mention it. *lol*

Help needed here

.......What is your first expression when you saw this picture? For me, I’ll say “How I wish I can take beautiful pictures like this.” Yes I love looking and taking scenery pictures especially picture of waterfall, flowers and sunset. I have been dreaming of getting a gadget which can help me to capture beautiful pictures.

My friends said that its not about having an expensive gadget, but the angel you took the picture. Anybody have any idea on the remark?.

I also need to have Camcorder. Well sometimes having this gadget more or less help you in keeping all the memories in your life right.

So guys, those of you who have any comment on this issue, please give me some idea.

p/s I am also on a very tight budget. Say RM3K for both? (crazy right)

The Breakaway part 2

.. On the second day of our breakaway, we start as early as 7.00 am where we had breakfast at the hotel and move to the next visiting place at about 8.00 am. Have to go though two sets of Immigration check. The local one is not that long and difficult but the second one we spent nearly half an hour waiting for our turn.

So where is this next destination for our breakaway? I know most of you must know this place.

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Guess it right? Yes we went to Singapore for a half day shopping trip. Hubby and yours truly was hopping for a site seeing trip but we were out numbered by those who want to go for shopping.

(pssst..ignore the fat toe)

We were dropped at this place and we went our own way looking for what we are looking for. Hubby and me walk a long the street hopping to find a beautiful place but being a so called "tourist", we don't dare to go further (takut sesat tidak dapat balik Sabah bah). So what we do, we walk, went in all the shopping complexes that we found (for the air-condition that is and also to look for place to sit), do some souvenir shopping at Lucky Plaza (The only place we spend our Sing Dollar), took picture (which you can see most of it in my facebook) and that's it. Not a very interesting journey eh but at least I can boost that I've been to Singapore. *clap..clap..*

(One of the shopping complex we don't dare to make a purchase)

(me resting)

Went back to JB at about 3.00 pm with a long queue at the Singapore Immigration (according to the tourist guide, it is a normal phenomena there) and again almost half an hour at the check out counter. Gosh I don't dream to work in Singapore and stay in JB if I have to go through this everyday.

We had our dinner here and went for a walk and some shopping at the shopping complex inside this place called The Zone (a free duty shopping complex in JB).

The following day, we went for the Sunday Mass at this Church, an old but beautiful Church.

Went for a short shopping at Kotaraya and start packing for our Journey home. Indeed this is a short Breakaway but I really enjoyed it and looking forward for the next trip. They said I am already qualified for next year’s trip; it is a matter of getting a higher reward. Keep fingered crossed.

(The Sabahan Delegates)